Introduction

The Southern Georgia Regional Commission would like to welcome you to our loan department web site. The SGRC loan programs are an excellent source of financing for area businesses. We work in conjunction with the banking industry to provide "gap" financing to viable businesses. Our staff works with several different types of loans. While eligibility of the project, loan amount, collateral requirements and many other items vary from program to program, three requirements all loan programs have in common are:

  • Bank Participation in the Loan
  • A Down Payment by the Borrower
  • A Business Plan

Like banks, the SGRC is highly regulated by federal agencies. We must meet certain standards set by the government and by our Board of Directors. The SGRC is charged with creating jobs and providing economic development benefits to our area. Our financial resources are limited. Therefore, we have a responsibility to seek and make loans that have a low likelihood of default and a reasonable assurance of making a profit.

Please take advantage of the tools and resources that are provided. Please contact us if you have any questions or concerns.
 
Hours:
Monday - Friday
8:30 am - 5:00 pm

Valdosta Office Address:
327 W. Savannah Ave.
Valdosta, GA 31601

Phone: (229) 333-5277
Fax: (229) 333-5312