How to Apply
Click here for a copy of the loan application.
After you have made the presentation to a loan officer at the SGRC and given him/her the business plan, the loan officer will thoroughly review it, keeping in mind the five "C's" mentioned below. If it looks promising and your bank is committed to the loan, the SGRC loan officer will present the loan to the Loan Board of Directors for approval. If the board approves your loan, you will be asked to fill out other documents to complete an application.
The SGRC loan department uses the five "C's" of creditworthiness to determine whether a loan proposal is worth considering.
The Five "C's"